HCi ~ proudly Burnie, proudly not-for-profit

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Is it time to bring your health cover home?

Or are you ready to join a fund with members at the heart of all we do?

HCi is Tasmania’s oldest health fund – proudly Burnie and proudly helping our members since 1938.

Find out all the reasons why people join HCi

How you can be an HCi member

It’s easy! Whether this is your first health fund or you are switching from somewhere else, joining HCi is quick and easy.

Note that if you are switching or joining from your parents’ cover, no new waiting periods apply for an equivalent or lower level of cover.

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Why choose HCi?

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Get more benefits

Dental, optical, physio, chiro and more.

HCi is more than just health cover

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Easy to claim

Making claims is easy

  • visit our Cattley St office
  • use our App
  • email or post in a form
  • claim on the spot*
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We've got you covered

Get the cover relevant for you

  • 4 levels of hospital cover
  • 3 levels of extras cover
  • choose single, couple or family# cover

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Switching is easy

Tired of your existing cover?

It’s easy to switch to HCi, and we will honour any waiting periods you have already met.

Peace of mind
Protecting and ensuring the health of you and your family is most important. Private health insurance gives you financial peace of mind through being guarded against any large and unexpected hospital, medical and other health care bills..
Hospital treatment cover
Medicare covers you for hospital and medical costs in a public hospital as a public patient. You have no choice of doctor and will usually be treated in a shared ward. In many cases, especially for elective surgery, there may be a substantial waiting time for the type of treatment you need.

By taking out HCi private health insurance, you can be sure that if you or your family require hospital treatment you will have greater control over who, where and when you are treated. Thus, the waiting time for elective surgery will be significantly less than the public system in most cases. HCi provides access to over 500 private hospitals and day hospital facilities and more than 30,000 doctors.

Other health care treatments
Medicare does not cover the cost of treatment for dental, optical, physiotherapy, chiropractic and many other non-medical type services. HCi offers you Extras cover options which are designed to help offset the costs of these non-medical health services.

HCi also offers access to health programs.

Reduce surcharges and loadings
Depending on your age and income bracket, joining HCi may help with avoiding an additional Medicare Levy Surcharge and/or the Federal Government’s Lifetime Health Cover (LHC) loading.


LHC is a financial loading that can be payable in addition to the base rate premium for your private health insurance hospital cover.

To avoid paying a LHC loading, you need to purchase hospital cover by 1 July following your 31st birthday. If you purchase hospital cover after this date you may be required to pay a LHC loading – 2% for each year you are over 30. For instance, if you wait until you are 40, you could be paying an extra 20% on the cost of your hospital cover. If you wait until you are 50, you could pay 40% more. And so on, up to a maximum of 70%.

Proudly Burnie
Tasmania » HCi's oldest private health insurer, established in Burnie in 1938

HCi started in Burnie and remains in Burnie. This means that we are run by locals, for locals.

If you’re in the North West, you can trust HCi to

  • provide cover that is relevant to our area
  • have a friendly office you can visit for help, claims and recycling
  • be part of our community
* Depends on your provider having this facility available – most medical providers do!
# Family means one or two adults with your kids – we welcome same-sex, single and heterosexual families

Find out about joining HCi

Enjoy HCi member benefits

// Mobile App

HCi App

The HCi claiming app allows you to easily claim at any time via your mobile!

Download the app and, when you have to claim, simply take a photo of your service provider’s receipts and submit!