HCi ~ so easy, it’s hard to believe!
Joining HCi is as easy as HCi!
HCi is Tasmania’s oldest health fund – we’ve been helping our members since 1938.
Find out all the reasons why people join HCi
Becoming an HCi member is easy…
Whether this is your first health fund or you are switching from someone else, joining HCi is quick and easy.
Note that if you are switching or joining from your parents’ cover, no new waiting periods apply for an equivalent or lower level of cover.
Being a member is easy, too!
easy to claim
Making claims is easy
- visit our Cattley St office
- use our App
- email or post in a form
- claim on the spot*
A range of options
Get the cover relevant for you
- 4 levels of hospital cover
- 3 levels of extras cover
- choose single, couple or family# cover
Member benefits
HCi is more than just health cover
* Depends on your provider having this facility available – most medical providers do!
# Family means one or two adults with all your kids up to age 31 – we welcome same-sex, heterosexual, and single parent families
Why choose HCi?
Get more benefits
Dental, optical, physio, chiro and more.
Switching is easy
Tired of your existing cover?
We've got you covered
Claiming made fast & easy
Peace of mind
Avoid the Medicare Levy Surcharge
Hospital treatment cover
By taking out private health insurance with HCI, you can be sure that if you or your family require hospital treatment you will have greater control over who, where and when you are treated. In most cases, the waiting time for elective surgery will be significantly less than the public system. HCI provides access to over 500 private hospitals and day hospital facilities and more than 30,000 doctors.
Other health care treatments
Medicare does not cover the cost of treatment for dental, optical, physiotherapy, chiropractic and many other non-medical type services. HCI offers you Extras cover options which are designed to help offset the costs of these non-medical health services.
Lifetime Health Cover (LHC) loading
LHC is a financial loading that can be payable in addition to the base rate premium for your private health insurance hospital cover.
To avoid paying a LHC loading, you need to purchase hospital cover by 1 July following your 31st birthday. If you purchase hospital cover after this date you may be required to pay a LHC loading – 2% for each year you are over 30. For instance, if you wait until you are 40, you could be paying an extra 20% on the cost of your hospital cover. If you wait until you are 50, you could pay 40% more. And so on, up to a maximum of 70%.
Find out about becoming an HCi member
Discover the benefits of HCi membership
// Make the switch
Switching from another fund?
There’s no new wait times when you switch to HCi from another health fund.*
It’s easy! Simply fill out our online Membership Application, making sure the Clearance Request section is completed, and HCi will take care of the rest!
* For the same or equivalent cover. Waiting periods may apply if you get higher levels of HCi cover than at your previous fund.
// Mobile App
HCi App
The HCi claiming app allows you to easily claim at any time via your mobile!
Download the app and, when you have to claim, simply take a photo of your service provider’s receipts and submit!
