HCi ~ so easy, it’s hard to believe!
Joining HCi is as easy as HCi!
HCi is Tasmania’s oldest health fund – we’ve been helping our members since 1938.
Find out all the reasons why people join HCi
Becoming part of HCi is easy…
Whether this is your first health fund or you are switching from elsewhere, joining HCi is quick and easy.
HCi is easy
HCi benefits members
Being a member is easy, too!
easy to claim
- visit our Cattley St office
- use our App
- email or post in a form
- claim on the spot*
A range of options
Get the cover relevant for you
- 5 levels of hospital cover
- 3 levels of extras cover
- choose single, couple or family# cover
* Depends on your provider having this facility available – most medical providers do!
# Family means one or two adults with all your kids up to age 31 – we welcome same-sex, heterosexual, and single parent families
Why choose HCi?
Get more benefits
Dental, optical, physio, chiro and more.
We've got you covered
Claiming made fast & easy
Peace of mind
Hospital treatment cover
Medicare covers you for hospital and medical costs in a public hospital as a public patient. You have no choice of doctor and will usually be treated in a shared ward. In many cases, especially for elective surgery, there may be a substantial waiting time for the type of treatment you need.
By taking out private hospital insurance with HCi, you can be sure that if you or your family require hospital treatment you will have greater control over who, where and when you are treated. In most cases, the waiting time for elective surgery will be significantly less than the public system. HCi provides access to over 500 private hospitals and day hospital facilities and more than 30,000 doctors.
Other health care treatments
Medicare does not cover the cost of treatment for dental, optical, physiotherapy, chiropractic and many other non-medical type services. HCi offers you Extras cover options which are designed to help offset the costs of these non-medical health services.
Avoid the Medicare Levy Surcharge
For those who are on high incomes, private health insurance also helps you avoid paying an additional Medicare Levy Surcharge.
Lifetime Health Cover (LHC) loading
The aim of the Federal Government’s Lifetime Health Cover (LHC) initiative is to encourage people to take out private health insurance hospital cover early in life. If you join earlier in life and continue private hospital cover, you will be rewarded with lower contributions than those who join later in life.
LHC is a financial loading that can be payable in addition to the base rate premium for your private health insurance hospital cover.
To avoid paying a LHC loading, you need to purchase hospital cover by 1 July following your 31st birthday. If you purchase hospital cover after this date you may be required to pay a LHC loading – 2% for each year you are over 30. For instance, if you wait until you are 40, you could be paying an extra 20% on the cost of your hospital cover. If you wait until you are 50, you could pay 40% more. And so on, up to a maximum of 70%.
// MAKE THE SWITCH
It’s quick and easy to switch from another fund
There’s no new wait times when you switch to HCi from another health fund.*
It’s easy! And will take you less than 10 minutes!
Simply fill out our online Membership Application, making sure the Clearance Request section is completed, and HCi will take care of the rest!
* For the same or equivalent cover. Waiting periods may apply if you get higher levels of HCi cover than at your previous fund.