Reasons to Join
It’s all about making health insurance convenient, quick and easy! There are many reasons to join HCi…
HCi prides itself on providing a high level of personal service to members and a comprehensive range of health insurance options at very competitive rates. HCi is a not-for-profit health insurer and is all about our members.
HCi understands the stresses of everyday life and can assist by carrying the burden of your health care costs.
Extras cover helps you with every day services like dental, optical, physio, acupuncture, chiro and many more wellness services – keeping you happy, healthy and worry free. HCi is your ticket to being well, being covered and being well covered.
Hospital cover is there for your peace of mind – knowing that we’ve got your back when you need to focus on your health.
Natural Therapy
Join HCi for extras cover on a wide range of natural therapies including:
Chinese medicine (Consultation only)
Myotherapy
Chiropractor
Osteopathy Massage
HCi recommends you carefully read all documentation provided about your membership and retain for future reference. When changes occur, HCi will advise you as soon as possible.
Join HCi, so you can access hospital cover that includes the following features:
Accommodation Cover
Up to 100% of hospital accommodation costs and theatre fees in all contracted hospitals and day surgery facilities in Australia.
Private room accommodation (if available)
Dental
Dental theatre costs for surgical tooth extraction by an oral surgeon.
Prostheses
Up to 100% of the cost of surgically implanted prostheses (as listed by the Federal Government).
Medical
Up to 100% of the cost of medical services provided during a hospital admission where the doctor charges above the Commonwealth Medical Benefit Scheme (MBS) fee and chooses to use Access Gap Cover.
Gap cover
100% of the cost of the difference between the Medicare refund and the Commonwealth Medical Benefit Scheme (MBS) fee for medical services provided as an inpatient.
Prescriptions
Up to 100% of the cost of most hospital prescriptions relating to the admission. (Subject to hospital agreement details).
JOIN HCi AS A MEMBER
We want to make sure you get all the information you need in choosing the right health insurance, please contact one of our friendly staff or read the HCi Member Guide.
The HCi Member Guide provides a summary of HCi’s rules and policies, and has been designed to clearly explain many of the entitlements and benefits available to you as a member.