HCi Factsheet - health cover dependants
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Blood glucose monitors for diabetics
June 2023
Intro – supporting diabetic members, monitors are an important part of staying healthy…
“If you’re a person living with diabetes in Australia, then you might already be aware that finding effective private health cover with an ongoing medical condition can often be a difficult task.” HCi does not stop diabetics becoming members, nor change additional premiums to them. However, a 12 month pre-existing waiting period may apply for new and switching members.
Blood glucose monitors
infor about monitors
Paying for diabetes
“Diabetes is, mostly, a self-managed condition.
That’s why things like your insulin pump, medicine, glucose monitor, test strips, meters and dietary education should each be carefully considered when choosing the right level of insurance, as most health insurers will help cover the cost of these items.
insulin pumps are covered under both hospital and general cover.
Depending on your level of cover, this means that if you have a diabetes-related incident, become hospitalised, and the hospital gives you an insulin pump, your health fund must cover:
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The hospital accommodation fees
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Doctor fees
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Cost of the insulin pump.
Other situations may not require you to be hospitalised to receive a pump, so this is where you have to check with your health fund.
Repairs may be covered under your product warranty, but if this isn’t the case, you can check with your health fund to see how much they may be able to cover.”
HCi extras cover for blood glucose monitors
HCi offers cover for monitors…
to make a claim – provide a letter? get approval first? repairs?
SERVICES | PREMIER EXTRAS | HEALTHY EXTRAS |
---|---|---|
Blood glucose monitor | ✔ | ✔ |
Continuous blood glucose monitor | ✔ | ✔ |
Maximum claimable | up to 90%; $500 every 3 years | up to 90%; $300 every 3 years |
Blood glucose testing strips | ✘ | ✘ |
Blood glucose sensors | ✘ | ✘ |
Monitoring subscription | ✘ | ✘ |
Insulin pump | ✔ | ✔ |
Diabetes Education | ✔ | ✔ |
Diabetes Australia Membership | ✔ | ✘ |
Dietetics | ✔ | ✔ |
SERVICES | PREMIER EXTRAS | HEALTHY EXTRAS |
---|---|---|
Blood glucose monitor | ✔ | ✔ |
Continuous blood glucose monitor | ✔ | ✔ |
Maximum claimable | up to 90%; $500 every 3 years | up to 90%; $300 every 3 years |
Blood glucose testing strips | ✘ | ✘ |
Blood glucose sensors | ✘ | ✘ |
Monitoring subscription | ✘ | ✘ |
Insulin pump | ✔ | ✔ |
Diabetes Education | ✔ | ✔ |
Diabetes Australia Membership | ✔ | ✘ |
Dietetics | ✔ | ✔ |
HCi makes extras claims easy!
app, form, etc
HCi used its best endeavours to ensure this information was accurate at the time of publication. From time to time, circumstances relating to the subject matter may change which may impact the accuracy of the information. This information is also general in nature and does not take into account any specific health or financial situation. Before making any decisions in relation to this information, you should consider your own financial and health situation and seek professional advice. Health Care Insurance Ltd ABN 43 009 579 088. A Registered Private Health Insurer.