• Anyone who is working, or has worked in the forestry, timber and downstream production industries including paper and paper products.

• Regular contractors and employees of regular contractors serving forestry, timber and paper industry businesses.

• Dependants of the above.

Continuing eligibility
Once accepted as a member you will retain your HCI membership eligibility for life.

HCI - caring for young adults
HCI extends the family cover for young adults up to the age of 25 under certain circumstances.

Who can be included in my cover?
You may include the following in your membership:

• Spouse or de-facto spouse

• Unmarried (includes those not in a defacto relationship) children under 23 years of age

• Student dependants of a member being:
- Single persons between 23 and up to 25 years of age
- Financially dependent on the member
- Full-time students undertaking a course that satisfies the Student Youth Allowance criteria at a school, college or university

• Other persons wholly financially dependent on the member, and who HCI is satisfied should be recognised as dependants for health insurance purposes.